Car Insurance

Comprehensive vs Third Party Insurance: Which One Should You Choose?

Comprehensive vs Third Party Insurance: Which One Should You Choose?

Understanding the differences between full coverage and third-party insurance can help you make the right choice for your vehicle in Kenya.

What is Full Coverage Insurance?

Full coverage insurance provides complete protection for both your vehicle and third-party damages. This includes:

  • Accident and collision coverage
  • Theft and vandalism protection
  • Natural disaster coverage
  • Third-party liability

What is Third-Party Insurance?

Third-party insurance is the minimum legal requirement in Kenya. It covers:

  • Damage to other people's property
  • Injury to third parties
  • Legal liabilities

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